Main | NASE: Benefits - Completely Worthless »
April 06, 2005
NASE: National Association for the Self-Employed
I was ripped off by NASE and their MEGA insurance. See my story below. If you are a member of NASE, I would recommend quitting immediately. If you have MEGA insurance or any other insurance owned by UICI Insurance Center, I would recommend canceling your policy and signing up with a more reputable company like Blue Shield before you get hurt and are stuck with huge medical bills.
I'm just a normal self-employed guy who trusted the NASE marketing pitch. For me it turned out to be a disaster, and I have learned that I'm not the only one who thinks NASE is a scam.
In the mean time. Do your own research. Type in "NASE sucks" in google and read all the horror stories. I know first hand that this is not a joke. See more links below.
Great article in Businessweek:
It's Enough to Make You Sick
Wall Street Journal:
States Probe Health-Policy Sales Promoted Though Associations
Nonprofit Groups That Tout Insurance Have Hidden Links
PDF of Article
Other complaints:
NASE/MEGA Complaints
Forum filled with NASE complaints
More NASE/MEGA complaints
Damning Quotes:
"Dana was stuck with almost $500,000 in medical bills that MEGA refused to cover, and now lives on her boat to save money on rent"
"Kevin Cruse, a 46-year-old firefighter in Parsons, Kan., says he canceled his National Association for the Self-Employed policy last year after six months because he says it paid so few of his family's medical claims."
"I found NASE's insurance to be a waste of money too. They never paid a single claim... even trips to the emergency room were declined. I finally got tired of fighting them and cancelled the insurance."
"Merrideth Tidwell, a former manager for UICI in Sarasota, Fla., says her superiors taught agents to withhold information about coverage limits from prospective customers. Ms. Tidwell, a top producing agent, according to a UICI internal newsletter, says she was instructed by managers to tear out a page from a brochure that explains coverage limits, or to not give brochures to customers."
"They are training agents to trick the consumer"
"I'm afraid we made a really stupid decision," says Mrs. Bloedel. "We trusted what the insurance salesman was saying. Insurance is like a foreign language to us."
"...but when I had acute appendicitis and gathered $27,000 in medical bills, I found that the small print, very small print, states that Mega Life and Health pays only 'covered expenses'"
"Again, NASE is a rip-off. Mega Life & Health don't pay for anything hardly. Terrible, terrible, terrible. Stay Away From NASE and Mega Health and Life - You do not need the quarterly premium increases, but that is what you will get. They are the bait and switch of the health insurance world - Low initial premium, and then increase, increase, increase! Absolutely the worst business decision I ever, ever, ever made was to get buy insurance from that outfit for about eighteen months."
"NASE/Mega: Bloodsucking, Floppy-footed Clowns .... Avoid these guys LIKE THE PLAGUE"
Search Google:
NASE fraud
NASE scam
NASE sucks
NASE class action
NASE Lawsuit
NASE bad
NASE bogus
NASE rip off
NASE evil
NASE/UICI class action
If you run a website, please link to this site. Help spread the word!
More to come...
Steve Gehrman
Posted by steve at April 6, 2005 11:11 PM